Financial Calculators

Use our growing list of Financial Calculators to get your baseline, play with options, and plan for the future.


Financial Position Calculator (Net Worth)

Use this calculator to get a snapshot of your finances and calculate your net worth. Print out a copy to compare over time.

Wage Conversion Calculator

This may be the most depressing calculator of all! Put in your salary to see how much you’re getting paid per hour. Or use it to see how much an hourly wage would add to your budget each month (or week or year).


Expense Percentage Calculator

Use this calculator to determine what percentage of your income you are currently spending on each of your various expense categories. Print off a copy and compare it with the Recommended Spending Calculator.

Recommended Spending Calculator

Use this calculator to figure out the recommended spending plan numbers for your current income. Are you planning too much for housing or not enough for savings? Which of your categories would be easy to change?

Sinking Fund Calculator

Use this calculator to budget money each month for non-monthly or irregular expenses – car insurance, registration, taxes, licenses, subscriptions, yearly renewals, vacation, gifts, etc. This is a great tool for making sure nothing sneaks up on you and ruins your budget!

Savings Goal Calculator

Don’t buy stuff you cannot afford! Instead, save up and pay for it with cash! This Savings Goal Calculator will help you figure out how much you need to be putting away every month to save for that dream vacation, car, mortgage down payment, dinette set, appliance, or computer.


Car Affordability Calculator

Use this calculator to see how much car you can afford if you decide to take a car loan.

Car Loan Repayment Calculator

Use the calculator to compute the monthly payment on a car loan at a given amount, interest rate, and term.

Car Payment Comparison Calculator

Use this calculator to compare monthly payments given the six most popular auto loan lengths.


Debt Payoff Goal Calculator

Use this calculator to compute how much you will need to pay each month in order to pay off a particular debt by a selected payoff-goal date.

Debt Snowball Calculator

Use this calculator to show how much time and money you can save by paying off your debts using the “snowball” method. Print out your snowball plan and get out of debt fast!

Planning for the Future

College Funding Calculator

If you have kids, this is for you! Use this calculator to help you to determine how much money you need to invest on a monthly basis now, in order to be able to pay for your child’s college education by the time they are ready to start college. Includes current averages for different college types.

Retirement Calculator

Use this calculator to do advanced retirement planning. Are you saving enough? Play with the variables. Print off different scenarios and compare them.

More to come…

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